Employees of multinational enterprises, contractors, domestic companies with international travellers, high net-worth individuals and families can run the risk of being kidnapped, extorted, detained or hijacked.

These possibilities are insured events under a Kidnap/Extortion policy.

Critical questions you need to consider

• Would you know how to handle such a crisis?
• How would you deal with the negotiation?
• How would you deal with the local police in a country where one of your people has been kidnapped?
• How would you deal with a victim's family that is threatening to 'go public'?
• How would you account for a large ransom paid?
• Whose time would you divert from the business to handle such a crisis?